Cigna Dentist – Bayville, NJ
Learn More About the Benefits of Cigna
Being able to maintain great teeth and gums isn’t just about having a healthy grin. Having an amazing smile can boost your confidence as well as your quality of life! Keeping your pearly whites clean and fresh with daily oral hygiene is essential, but that’s only half of the care you need. Fortunately, your Cigna dentist in Bayville is more than happy to help you maximize the benefits of your insurance plan. That way you can keep a smile you can be proud of for the long term! Keep reading to learn how Cigna works and how our team can help you maintain your oral health.
Cigna Coverage Availability & Fees
It’s important to remember that dental insurance is an investment in reducing the cost of your dental health expenses. With Cigna insurance, you can expect to make use of a comprehensive policy that helps cover a portion of your treatments for maintaining your smile. After paying your monthly premiums, you’ll get to have access to a wide range of benefits, including reduced rates for common dental services. While every policy is different, the majority of them share the following advantages:
- 100% of preventive dental services (dental checkups and cleanings, oral cancer screenings, etc.)
- 80% of minor restorative treatments (tooth-colored fillings, etc.)
- 50% of major restorative services (dental crowns, tooth extractions, root canal treatment, etc.)
As long as you meet your annual deductible, your insurance will pay a certain amount of the total cost of service, depending on the type of treatment you’re getting. In many cases, every $1 spent on preventive dentistry can end up saving you up to $50 on restorative procedures. This means you’ll be less likely to need to pay higher prices for dental care in the long run.
It’s also highly recommended that you visit a dentist who’s in-network with Cigna due to them already having pre-negotiated rates. You can certainly visit an out-of-network dentist, but you’ll likely expect to pay the difference between your policy’s allowable amount and that dentist’s fees.
Meet the Team
Just because you may be insured doesn’t automatically mean that you’ll know the ins and outs of your policy. That’s where our team members can come into play! Our staff is knowledgeable about Cigna insurance and can walk you through the various details of your plan so that you know exactly what to expect. Don’t hesitate to reach out to us if you wish to learn more about your coverage, and we’ll be glad to discuss your dental care expenses.